About Perk.Cards

What we do

Perk.Cards collects publicly available data about Indian credit cards — fees, reward rates, lounge access, insurance benefits, eligibility — and presents it in one place so you can compare cards side by side before applying.

Every card page shows the latest verified data, with the source and the last verification date. We use AI (Anthropic's Claude) to extract structured product details from bank websites, and a human reviewer signs off before anything goes live.

What we are not

• We are not a bank. We don't issue cards, approve applications, or set interest rates.
• We are not affiliated with any single issuer. We cover cards from across the Indian market.
• We do not process payments or hold customer funds.

How we make money

Perk.Cards earns referral commissions from banks (or their authorised affiliate networks) when readers apply for a card and the bank approves the application. We also earn per-lead fees when a reader uses the “Get a callback” form, with their explicit consent, to be contacted by the issuing bank. We never sell data to advertisers or unrelated third parties. Read the full disclosure.

Our editorial standards

• We show the actual fee, rate, and benefits each bank publishes — never an inflated or sanitised version.
• If a bank's page contradicts our data, the bank's page wins. We re-verify and update.
• We do not write paid editorial. “Featured” placements, if any, are clearly labelled.
• Reader feedback that flags a data error is reviewed within 5 working days.

Get in touch

Spotted incorrect data? Want to partner? Want your data deleted? Contact us.